Are long time savers risky borrowers?

One of the biggest problems for banks and any lender for that matter, is to provide lending to creditworthy borrower. Namely, they try to avoid borrowers that could potential default on their loans. The creditworthiness of borrowers is evaluated on the basis of a predetermined evaluation criteria. It should be

Investment apps – should you use them?

The investment apps enables the small investor to start investing. Enjoy the benefits of using investment apps.

The opportunity for an investor with limited amount of money has been restricted for long time. Wealthy investors enjoyed the option to invest in stock market and earn profits accordingly, while the small investor faced numerous obstacles. The events that took place during the last decade, had drastic impact on

Save before borrowing provides benefits for borrowers

Would you prefer to save and buy or borrow and buy.

Taking a loan, especially mortgage loan, is an obligation that will influence our finances in the long run. Thus, any wrong decision can result in worsen financial health. Keep in mind that we all apply for some type of loan with the purpose to improve an aspect in our lives.

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