First Federal Bank


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About First Federal Bank

In 1962, a group of businessmen in a small town in North Florida united together to form First Federal Savings and Loan Association of Live Oak, as a way to provide home loans and savings accounts to their neighbors. Their passion for our local community and drive to give them the best service around has led First Federal Bank to what it is today.

After steady growth in the 1960s, First Federal expanded into Hamilton and Lafayette Counties. In the 1980s, we moved in to Columbia County and offered our first checking account. By 2010, we expanded our reach within our existing market area, opened the John S. Flood Financial Center (Operations), and opened new branches in Nassau and Baker Counties. In the early 2010s, First Federal branched out to the Florida Panhandle serving Holmes, Jackson, and Washington Counties, and Bay County in 2016.  In 2018, we acquired branches in Nassau and Marion Counties in Florida, branches in Beaufort County, South Carolina, and opened a branch in Gainesville, Florida. Continue reading about First Federal Bank here


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