How to lower debt to income ratio – 8 ways to do it?

Are you familiar with ways on how to lower debt to income ratio?

Are you in a situation when you say to yourself - My debt to income ratio is high, did the bank told you that as well. Then it is a signal that you should start looking for information about the ways of how you could lower your debt to income

Debt to income ratio explained

Don't neglect the debt to income ratio it can have major impact on your application.

Debt to income ratio is regarded as a significant element when it comes to analyzing your financial health. Although it does not have any direct effect on your credit score, it does play a crucial part when applying for a loan, especially when you apply for mortgage. What is debt to

Cosigning a loan pros and cons

Cosigning a loan has different pros and cons for borrowers and cosigners.

Before considering the pros and cons from cosigning a loan, you must understand the different reasons that could cause for someone to need a cosigner. The reason why someone would need a cosigner should have a major influence on your decision of whether to agree to be a cosigner or

Can you pay a credit card with a credit card?

Do you know if you can you pay a credit card with a credit card

If you have reached the point to ask the question – Can you pay a credit card with a credit card – then most probably you are beginning the vicious repayment circle. You should consider this as an alarming situation because you are on your way to enter the vicious

Get out of debt – strategies for paying off loans faster

Wise decisions and adequate strategy can help you get out of debt.

Before reading the strategies there is one thing that should be clarified. Namely, the financial state you are currently in. There are two possible situation you could be in if you are planning to get out of debt. The first situation is that you are over-indebted. Over indebted means that you

Need a credit card – Yes or no

Decide whether you need a credit card or not

Before you continue reading, keep in mind that the need to have a credit card is explained having in mind that you are a financial responsible person. Meaning that you do not have the urge to spend money on unnecessary things, and make purchases of items you do not really

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