How to improve credit score – 11 ways to do it?

Improving your credit score is important in the long

Credit rating is (or will be) an important part of your finance related activities. More precisely, it plays an important role when you want to be approved for a loan, especially a larger amount of loan such as the mortgage. Thus, not paying attention to your credit rating can have

11 reasons you should have best possible credit score

Don't neglect the importance of good credit score

At some period of our lives we tend to neglect some of the factors that will have impact on our financial health in the future. One such a factor is the credit score. When we are younger we do not pay attention on the credit score category we fall in.

How Federal Reserve interest rate increase affects you?

Do you know how FED interest rate hikes impacts your finances?

Since 2008 financial crisis the Federal Reserve has increased its benchmark interest rate for the second time. The interest rate hike has been announced on 14th of December. According to this announcement the new benchmark interest rate will target the range from 0.5% to 0.75%. Before the interest rate increase,

Things to consider before applying for personal loans

Gather information before you apply for personal loans

When it comes to the need for a funds, you have a pool of loan types to choose from. There are loans aimed at satisfying different needs of the borrower, and the needs of different borrowers. One such a type of loan, is the personal loan. It should be noted

7 reasons to apply for VA loans

There are different reasons to apply for VA loans

The VA loans have been developed with the aim to ease the access to home for veterans and their families.  Namely, the VA loans should assist this category of borrowers to purchase a home or refinance their existing debt. Because of the importance and the widespread usage of VA mortgage

Benefits and drawbacks of payday loans

Payday loans can offer some interesting benefits

Payday loans are a widely used financial instrument. Payday loans are considered by some as a very useful product. While others are advising you to stay away from this type of loans. Whether you will find them useful or not depends entirely on the experience you will have with payday

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