The cost of credit card debt in other countries

The credit card cost is higher in some other countries

Credit cards are considered to be one of the most used financial products offered by banks and non-banking institutions. There are different types of credit cards available today. Credit cards can have different characteristics as well as conditions and charges. The common characteristic for them is that you pay interest

Refinancing a loan – things you should know

There are few things you should know before refinancing

The last couple of years are marked with an increased interest in loan, especially mortgage refinancing. This activity is primarily due to the decrease in loan interest rates. Having the opportunity to lower the mortgage interest rate, homeowners rushed into refinancing their original mortgage. This is so because original mortgage

Different types of credit

You have different types of credit available for you

Credit represent an agreement between the borrower and the lender. The borrower is given certain value, with the obligation to repay the same later on. Most forms of credit bear interest, and you are charged accordingly. There are different types of credit offered by banks and other lenders. The credit

How to improve credit score – 11 ways to do it?

Improving your credit score is important in the long

Credit rating is (or will be) an important part of your finance related activities. More precisely, it plays an important role when you want to be approved for a loan, especially a larger amount of loan such as the mortgage. Thus, not paying attention to your credit rating can have

11 reasons you should have best possible credit score

Don't neglect the importance of good credit score

At some period of our lives we tend to neglect some of the factors that will have impact on our financial health in the future. One such a factor is the credit score. When we are younger we do not pay attention on the credit score category we fall in.

Understanding credit cards – things you should know

Try to understand the credit cards before using them

Being able to use a credit card doesn’t mean that you are good to go. As with everything else, you should primarily be focused on understanding credit cards. This is in a sense that you should understand how credit cards work, the characteristics of credit cards, different types of credit

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