Rent to own home – benefits and pitfalls

Get acquainted with the pros and cons of rent to own

            The firs time home buyer can be faced with numerous obstacles when trying to buy a home for the first time. The obstacles can be in the form of low credit score or no credit score, lack of funds for the down payment, inability to qualify for mortgage, etc.

Different types of credit

You have different types of credit available for you

Credit represent an agreement between the borrower and the lender. The borrower is given certain value, with the obligation to repay the same later on. Most forms of credit bear interest, and you are charged accordingly. There are different types of credit offered by banks and other lenders. The credit

How to improve credit score – 11 ways to do it?

Improving your credit score is important in the long

Credit rating is (or will be) an important part of your finance related activities. More precisely, it plays an important role when you want to be approved for a loan, especially a larger amount of loan such as the mortgage. Thus, not paying attention to your credit rating can have

11 reasons you should have best possible credit score

Don't neglect the importance of good credit score

At some period of our lives we tend to neglect some of the factors that will have impact on our financial health in the future. One such a factor is the credit score. When we are younger we do not pay attention on the credit score category we fall in.

Understanding credit cards – things you should know

Try to understand the credit cards before using them

Being able to use a credit card doesn’t mean that you are good to go. As with everything else, you should primarily be focused on understanding credit cards. This is in a sense that you should understand how credit cards work, the characteristics of credit cards, different types of credit

Things to consider before applying for personal loans

Gather information before you apply for personal loans

When it comes to the need for a funds, you have a pool of loan types to choose from. There are loans aimed at satisfying different needs of the borrower, and the needs of different borrowers. One such a type of loan, is the personal loan. It should be noted

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